Debt Free: How to Get Rid of Student Loans Quickly: Debt Reduction Strategies That Work / Phebe Pearson

You Can Get Rid of Your Student Loans, Without Bending Your Back or Selling a Kidney to Do So.

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Paying back your student loans can be intimidating. For most of us, the thoughts of writing away a sizeable chunk of our income to tackle student loan debt is terrifying. But I’m here with a different view – you can control the narrative. You can get rid of your student loans, without bending your back or selling a kidney to do so.

A lot of the things you probably heard about paying back on loans involve simply making a plan, and going for it. But there’s more to it than that. You need to be able to put your thoughts straight, gather your funds, pull up your sleeves, and come up with a plan that’s going to make you debt-free sooner rather than later.

This book is an effective guide on the strategies and practices you can use to tackle your outstanding student loan debt. In detail, it looks at why paying off your loans is important to you. It explores the common problems that people have when following conventional student loan repayment methods, and tells you how not to go about it. By understanding how to cultivate a positive mental attitude, develop an easily workable but fast repayment strategy, and take advantage of every available incentive out there, you can put the huge burden that is student loans off your shoulders.

This book features an entire chapter on effective techniques you can leverage to pay off your loans faster. These tips give you detailed insight into easy things that you can do to offset staggering student loan debts. By understanding how to leverage these techniques, you’ll be much better off. You’ll have moved from point C to point A. And your student loan will be thousands dollars less in debt.

Largely motivated by misinformation, people often try to ditch student loan debts. They consider ‘not paying’ as an option, or try to trick the lender through bankruptcy schemes. In Chapter 3 of this book, you’ll see exactly why these schemes don’t work, and why you needn’t risk dirtying your credit score and financial obligations in this way.

As part of making sure you employ available federal and private resources to quickly get rid of your student loans, this guide additionally arms you with a wealth of knowledge on programs that offer loan forgiveness. Whether you’re a teacher, doctor, nurse, volunteer or government employee, you’ll learn how to take advantage of loan forgiveness programs to unhook yourself from thousands of dollars’ worth of student loan debt.

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