Mortgage Loan Originator Refresher, 3rd edition

This Mortgage Loan Originator Refresherâ„¢ textbook is intended to serve as a refresher for all mortgage loan originators, whether experienced or new. It includes topics that map to the SAFE Mortgage Loan Originator Test - National Component with Uniform State Test Content Outline. Chapter 1 is a review of federal lending legislation, including RESPA, TILA, ECOA. Chapter 2 provides a review of nontraditional mortgage products. Chapter 3 discusses ongoing concerns with ethics. Chapter 4 prepares the student by reviewing key terms and concepts associated with mortgage origination activities. Chapter 5 provides key terms and concepts, covers key highlights of the SAFE Act, and topics included in the UST component of the SAFE MLO National Test with UST. The textbook also includes an appendix on financial calculations, plus chapter quizzes and practice exams.