Accounting and Finance for the Lending Banker

This practical guide provides banking students and practising bankers with a working understanding of the accounts of borrowing customers, and describes the fundamentals of finance as they specifically relate to the banking industry. The book focuses on the financial implications of day-to-day management decisions and highlights how those decisions manifest themselves in the principal accounting outputs of the organization. A simple, practical model is used throughout which takes the reader from a very limited knowledge base to one of sufficient comprehension to analyze fully the financial information supporting any application for credit from a business customer.