Financial Appraisal and Comparative Analysis of ICICI Bank Ltd. & SBI: The Two Largest Banks in India

ICICI Bank Ltd. and State Bank of India (SBI) are the two largest banks in India in private and public sector respectively. Reserve bank of India (Central Bank in India) has prescribed certain financial ratios like Capital Adequacy Ratio, Statutory Liquidity Ratio, Priority Sector Advances to Total Advance Ratio etc. to measure the financial performance of the banks. In this book the financial appraisal of both the banks have been done on the basis of ratios prescribed by RBI and then comparative analysis has been done. On the basis of analysis it has been found that both the banks are maintaining the required standards and both are running profitably. Graphs and diagrams are used to explain the trends. Statistical tools have been used for better understanding of the concepts, In the end suggestions have been given for the further improvement in the performance of the banks. This book will definitely contribute to the further research on the topic by the researchers and the academicians.