Small Change (Heart Lake Book 4) / Sheila Roberts

Take a trip to the charming little town of Heart Lake, and meet three best friends who you'll never forget…

Rachel, Jessica and Tiffany have money problems—major money problems. Tiffany's whipped out the plastic one too many times, and now a mountain of debt is about to come crashing down on her. Jessica's husband lost his job—thrusting this longtime stay-at-home mom out into the cold, cruel workforce. And Rachel's divorce has transformed her from an upper-middle-class mom to a strapped-for-cash divorcee. What are three best friends to do?

Get financially fit, that's what! Together, Rachel, Jessica and Tiffany start a financial support group called The Small Change Club—challenging each other to bring balance back to their checkbooks, and their lives. Even though frugality is a lot harder than they ever imagined, these women are about to learn some very important lessons: that small changes can make a big difference…and that some things in life, like good friends, are truly priceless.