A POWERFUL GUIDE ON TO HOW TO GET RID OF YOUR DEBT AND AVOID BANKRUPTCY

Learn How to Get Rid of Your Credit Card and Other Debt by Yourself

Are you drowning in a sea of debt because of job loss, a divorce or separation, a disability or medical problem?

Whatever your circumstances or financial hardship, Attorney Jim Arnold has many years of debt settlement experience to show you exactly how to get rid of your debt and avoid bankruptcy using proven debt settlement techniques. He has a track record over many years of settling several million dollars of debt while at the same time teaching people how to do it themselves.

This Book Provides You with Forms, Telephone Scripts, Letters, and Settlement Agreements to Use With Your Creditors

You will be guided through the process of how to get rid of your debt and you will be given the specific instructions as to what to say on the telephone to your bill collectors. After you settle the debt, Mr. Arnold gives you the letters and settlement agreements you need.

Have You Heard About Debt Settlement & Debt Negotiation Companies but Are Not Sure Whether You should Use them?

Financial authors Dave Ramsey and Suze Orman and the Federal Trade Commission recommend that you negotiate directly with your credit card companies and other creditors to settle your debt by yourself.

What is Bankruptcy?

You will learn:

• The difference between a Chapter 7 and Chapter 13 bankruptcy and their costs.


• Top 5 reasons why people go bankrupt.


• Why you should never undertake a bankruptcy by yourself.


• How to locate a bankruptcy lawyer and what qualities to look for.

The goal of this book is to teach you how to settle and reduce your own debts to avoid bankruptcy. However, should you consider declaring bankruptcy this book will also teach you what you need to know.

Some of the Debt Settlement Secrets that you will learn:

• Secured versus Unsecured Debts?


• What Debts Are Worth Settling?


• Why would a Creditor or Credit Card Company want to take a lesser amount?


• What should be said on the Telephone to Your Creditors or the Collection Agency?


• What Objections are You Likely to Hear from the Creditor, and How Should You Respond?


• What is a Restrictive Endorsement?


• What Happens to Your Credit After Settlement?


• What Recent Study found that Worrying about your Debt Lowers your IQ?



…and more




Don’t miss out on this incredibly valuable, concise guide on how to get rid of your debt while avoiding bankruptcy to help you get back on your financial feet.




WHAT OTHERS ARE SAYING




“Five Stars From A Former Debt Collector. This short book is full of good advice that, if heeded, will save you loads of money and heartache. As a former debt collector, I can say from experience that the actions and procedures outlined in this book are effective. Highly recommended for anyone dealing with overwhelming debt!”




From a Florida Attorney. “What to do and what not to do. Great book.”




From a CPA. “This book is easy to read and understand. It provides a real Game Plan on how to start and work through the process step-by-step.”




“Will save you loads of money and heartache.”





WHAT ARE YOU WAITING FOR? THIS BOOK CAN SAVE YOU THOUSANDS OF DOLLARS. CLICK THE BUY NOW BUTTON AND GET STARTED.