Sink or Swim Through Bankruptcy: The diary and guidance of one Irish family through bankruptcy

A very true and factual account of a typical Irish families experience of Bankruptcy in Northern Ireland, They were not multi-millionaires, and not in the property game, just normal small business owners who ended up loosing everything.

The book gives details untold before, the truths of what you can and can't do, the court process, the courtroom, meeting the official receiver and all the emotions that you will go through. With facts and forms required for Northern Ireland, UK and Scotland and even details on the Irish system, this is a must read of anybody considering your options, or who might have family in this situation to help you understand what they are going through.

The diary pages are straight out of a diary from the day’s prior, during and after the whole experience, such as:

‘Patrick moved the last of the boxes to NI, He stayed over and had a few pints out and met a friendly local man who gave him the local goss! Have to bring the cat to the vet for vaccinations and inspect the cattery’

‘Very Stressful day! Very emotional all day, lots of tears, the mums from school were so kind. Had a windy walk and a good night’s sleep.’

Our experience is very real, this book contains things nobody was able to tell us, no legal person or internet site, things nobody was able to inform us of, very important facts and feeling we wanted and needed to know.

You can read all the internet articles and blogs you want, and seek as much legal advise as you can, but something’s can't be told unless you have been there yourself and had the experience, this book is exactly that, the facts of doing it, the emotions, the experience and most importantly what you actually need to know before you make the move to ensure you are granted your bankruptcy and exit in 12 months.

This book was written to help others out with advice we wished we had prior to learning the hard way, we had some top experts in the field talk to us, in Ireland and the UK, even Scotland, but all in all, they were just that legal people doing a job for money, they can’t tell you how you will feel, the stress, the headaches, the children moving schools, where to live and why, and the exact costs of living and the up’s and down’s of the entire process.

This book was not written to get rich, it was written to pass on the information and help others along the way, as this is a hard road, but one that has great rewards when you get there.