When Regulation Was Too Successful- The Sixth Decade of Deposit Insurance: A History of the Troubles of the U.S. Banking Industry in the 1980s and ... Banking Industry in the 1980s and Early 1990s

When Regulation Was Too Successful This text analyzes the underlying structural causes of the US banking troubles in the 1980s and early 1990s, arguing that the fundamental reason was a form of excess capacity that resulted from many decades of protection from the rigours of competition and the marketplace.