- Distinguish between good and bad debt
- Go on a debt diet to get back into financial shape
- Start a filing system to track debt and protect life after debt
- Adopt a smart spending regimen
- Increase your income
- Consolidate your debt
- Decide which bills to pay when you can t pay them all
- Use credit cards responsibly
You can still live well while slashing spending on groceries, clothing, and entertainment. Find out how in Managing Debt for Dummies.