Social Security Strategies: How to Optimize Retirement Benefits

Social Security is no doubt complex. There are many personal and household factors that can impact the monthly and cumulative lifetime benefits received. For most retirees, Social Security benefits represent their largest financial asset. Yet, a majority of Americans decide when to begin benefits without any advice. The largest and smartest banks don't train their adisors to provide advice on claiming strategies, and Social Security Administration staff are neither trained nor allowed to give advice on claiming strategies. Yet, a smart strategy can make a significant difference in a retiree's standard of living.

Written primarily for financial professionals, this book will help you construct smart Social Security claiming strategies that enhance lifetime income and minimize the risk of running out of savings in retirement. While the rules governing Social Security are complex, this book will equip you with the information and heuristics to make the most of Social Security benefits.