Consumers who have bad credit and decide to do something about it have many options. They can seek professional help, which may or may not help, or buy a credit repair book, which will help for a lifetime. Explore the same credit laws as credit repair companies and lawyers use to help you build strong credit.
Whether you decide to purchase a book or hire a credit expert's help, you need to understand that the credit needed to get real estate financing is different from the credit needed to buy a car. Repairing your bad credit does not mean that you have good credit.
Credit Help! is not a passbook loan scheme to build credit or a letter writing blitz to the credit bureaus. This book grew out of Fisher's real estate investing seminars and book, Doghouse to Dollhouse for Dollars. She says, "I wrote Credit Help! because so many of my students had credit problems financing multiple properties. I want to help people buy houses—especially their first home. "
Understanding the difference between good credit and the credit needed to obtain real estate financing helps you buy your dream home or multiple investment properties.