6 Simple Steps to Avoid Foreclosure: Keep your Home by using Easy Legal Techniques

Over 2 Million homeowners have lost their homes, and millions more are at risk of losing their homes in the next 12 months. Are you one of them? If so, you need this practical, step-by-step guide to help you take action before it's too late. In 6 Simple Steps to Avoid Foreclosure, K. Patrice Williams offers honest advice on all of your options, weighs the pros and cons of each, and shares smart, practical strategies for lowering your payments and keeping your home. She points out the too-good-to-be-true foreclosure rescue offers you should avoid, and offers real alternatives that work--now! Williams holds a JD and is a former real estate investor who understands the loan servicing industry inside and out. And she understands the pressure you're under. Don't worry! You're not alone. Inside, you'll find the calm, professional advice you need to manage your financial crisis, including topics such as: * The foreclosure time-clock--why acting early is critical * Handling collection calls * Cutting expenses and rebuilding your budget * Negotiating with your lender * Utilizing all your legal defenses * Using bankruptcy to save your home * Selling your home to avoid foreclosure while saving your credit * Finding legitimate help and avoiding rescue scams