Social Security Essentials: Smart Ways to Help Boost Your Retirement Income

MORE AMERICANS ARE AT OR NEAR RETIREMENT AGE THAN EVER BEFORE--and for many, Social Security benefits may serve as the only source of guaranteed life-time income. So why does it have to be so complex and confusing?

Social Security Essentials explains the "why", not just the "what" of claiming Social Security retirement benefits. Why should you care about when you claim? Why should you care about the earnings test, spousal benefits, the family maximum or other provisions of the Social Security rules? What is the impact of your Social Security decision on other decisions, like how do you invest for retirement income or what insurance coverages do you purchase?

"Social Security Essentials" brings your Social Security decisions into the real world and explores the interaction of the various claiming options with the rest of your retirement financial life.

DEAN BARBER, RFC, founder and president of Barber Financial Group in Kansas City, has become nationally known for his financial planning advice. He also hosts a nationally syndicated radio program, America's Wealth Management Show.

JOE ELSASSER, CFP, is Managing Partner of Sequent Planning LLC, a Registered Investment Advisor located in Omaha, Nebraska. He is also the creator of Social Security Timing, a software program that helps identify optimal claiming decisions.

In Social Security Essentials, you'll find:
*Illustrations to help you understand the timing, calculations, and strategies
*Tips to help you make sure you get the most from your benefits
*Answers to the most difficult questions
*Wisdom from professionals to help you through important decisions

Securities and advisory services offered through National Planning Corporation (NPC), Member FINRA/SIPC, a Registered Investment Adviser. Additional advisory services offered through Barber Financial Group (BFG), a Registered Investment Adviser. BFG and NPC are separate and unrelated companies.

Joe Elsasser is not a employee of NPC.