Principles and practice of bank lending: Abridged version of Analysing and managing risks of bank lending (Banking series)

The book has numerous benefits. It answers critical bank lending and borrowing questions, covers contemporary curricula for academic and professional courses on the subject, and explains lending risks and management in highly volatile markets. It demonstrates how loans are appraised, declined or approved, as well as the workings of credit risk management. Its companion text, Credit risk: Taming a hotbed of reckless banking, has inter-national appeal. It expounds on the evolving issues in credit risk manage-ment in international banking and finance, and discusses controversies surrounding the Basel Accords and implications of the Accords for credit risk management. It also analyses international debate, praise, and criticism of the Basel Accords, and repositions risk management thinking to reflect the wide currency of Basel I and Basel II. Divided into nine parts, each of the parts groups and addresses related issues in a subject. The thirty-one chapters of the book are distributed to the nine parts based on this criterion. A one-page opening overview introduces the subject of a chapter, and leads to the chapter’s learning focus and out-comes. It adopts a simple approach to complex topics, enhanced by succinct summaries and review questions. With clear references and detailed end-notes, the book is devoid of confusing connotations. My goal is to ensure that the book is simple enough to understand and apply in dealing with the problems at issue in bank lending and credit risk management