The Reference Handbook on the Comprehensive General Liability Policy

In the commercial insurance industry, the Commercial General Liability (CGL) policy is the most prevalent product, purchased by both public and private sectors throughout the United States. And CGL policies are the most litigated insurance product in the marketplace. CGL policies provide the insured with the broadest spectrum of protection and transfer to the insurer the risk of all liabilities for unintentional and unexpected personal injury or property damage.