Fair Credit Billing and Debt Collection (Consumer Law in Oregon Book 5)

The fifth volume in the Oregon State Bar’s Consumer Law series, Fair Credit Billing and Debt Collection, focuses on issues related to the Fair Credit Billing Act, the Fair Debt Collection Practices Act, and the Oregon Unlawful Debt Collection Practices Act. Written by Oregon lawyers for Oregon lawyers, this book includes meticulous citation to statutes, rules, and case law that are the source of the law in this area. Whether you want to better understand what your lawyer is talking about or to represent yourself in obtaining a home mortgage, this book will provide you with the answers you need.

Chapter 1 discusses the provisions of the Fair Credit Billing Act, including definitions of credit card, creditor, and more, billing-error resolution procedures, remedies and damages available under the Act, and defenses creditors might claim.

Chapter 2 discusses the provisions of the Fair Debt Collection Practices Act, including definitions of debt collector, creditor, and more, prohibited debt collection practices, remedies and damages available under the Act, which court has jurisdiction, and defenses debt collectors might claim.

Chapter 3 discusses the Oregon Unlawful Debt Collection Practices Act, including transactions covered, prohibited debt collection practices, remedies and damages available under the Act, statute of limitations issues, and requirements for filing a case.

Each book in the Consumer Law series also includes a helpful Quick Reference Guide to help you get the most use out of this comprehensive legal resource.