Horngren's Financial & Managerial Accounting, The Financial Chapters, Student Value Edition (5th Edition)

This book is the loose-leaf version. All pages are intake. Some pages worn. And a few are torn at the three-tab and need to be reinforced with those three-tab stickers. All pages are included. I used the book last semester and it was new when I got it. I kept the pages in a large three-ring binder. I will not send the binder unless you request it.