In this age of skyrocketing personal debt, more and more Americans find themselves facing a financial crisis. CPA Sally Herigstad provides the strategies you need to take charge of your financial problems and get back on your feet. This clear, step-by-step guide will get you started on your way to financial security. You'll learn to:
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*Create a realistic plan for reaching your financial goals
*Find cash you didn't know you had
*Talk to creditors when they call
*Build - and stick to - a budget
*Get help with catastrophic medical bills
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No matter how you got into a financial crisis, it's never too late to take steps to turn things around. This book will help you take charge of your finances - and your life.

Sally Herigstad is a certified public accountant living in Kent, Washington. She has written numerous articles for Microsoft's MSN Money Web site.