How to Eliminate Massive Debts with Tiny Payments!: What You Will Never Learn From Official Sources

Are you struggling with debt? Maxed out on credit cards, store cards and loans? Are you finding the payments getting on top of you, no longer affordable? Perhaps you're considering bankruptcy or some official debt-management scheme. Forget it. You don't have to pay off all of your debts if you can't afford it! You don’t have to be paying extortionate interest for the rest of your life. You can pay off even massive debts with tiny payments in a relatively short time... and get your life back! Book Includes: - FREE Budgeting Spreadsheet with instructions - How to deal with creditors and get the results you want - Sample letters, with their replies - How to manage the stress of debt - How to deal with credit collection agencies - Special notes on bankruptcy law in the US, UK, Eire, France, Spain, Germany & Italy - Why advertising is your enemy - How to manage money the way wealthy people do - How to get a job quickly - The cure for shopping addiction - The answer to laziness and procrastination - Your target for true financial success - And much, much more.