Hoarding Pennies: "If your a$$ is too broke to give a crap then quit buying toilet paper!"

If you are anything like me you can relate when I say “fried bologna and Ramen noodles” had been on my menu for the better part of my life, and not because they were my favorite foods. I’m not writing this book to tell you how to become rich, because I’m not ordering caviar off the menu any time soon. I’m just sharing with you my story and the tools I have implemented to give me what I perceive as wealth. Everyone is ready to take your money and to give you advice on how to invest it. What if you have no money to give?