Money Smart: How not to buy cat food when you don't have a cat

How to be Money Smart is directed toward 18-30 year-olds who want to build wealth and live well. Easy to read, and quick to implement, this guide explains how to buy a car, whether to rent or buy a house, how to develop saving and spending plans that work, and how and where to invest. Dr. Mary Kelly was once asked if she was afraid of the risk involved with investing. Mary's answer was, "I am far more afraid of having to buy cat food when I don't have a cat." This became part of the many personal finance courses Mary has taught for three universities and thousands of students. Money Smart is dedicated to Mary's students, with the hope that they will make smart decisions, live well, and help others. Perfect for college students, new managers, or anyone who needs guidance and motivation on how to be smart with money. Being smart about personal finances has never been more important. Start now!