Industry Report: FOR BANK OF AMER CP(BAC) provided BY HOWE BARNES INVESTMENTS, INC.

Howe Barnes Investments, Inc. issued Industry Report October 26, 2004: DORAL FINL CORP, ASTORIA FINL CP, BANK OF NY CO, BANCORPSOUTH, JPMORGAN CHASE, COLONIAL BNCGRP, COMMERCE BCP-NJ, INDYMAC BCP INC, COMERICA INC, DOWNEY FINL CP, REGIONS FINL CP, M&T BANK CORP, FIRST BNCRP P R, FIRST HRZN NATL, US BANCORP, FREMONT GENL, WACHOVIA CP, HUDSON UTD BCP, MELLON FINL CRP, MARSHALL&ILSLEY, BANK OF AMER CP, NATL CITY CORP, WELLS FARGO-NEW, OLD NATL BCP, PARK NATIONAL, BANKNRTH GP-NEW, PNC FINL SVC CP, SOVEREIGN BANCP, NEW YORK CMNTY, BB&T CORP, TCF FINL CORP, VALLEY NATL BCP, WASH MUTUAL INC, WEBSTER FINL CP, WESTCORP INC, W HLDG COMPANY, WILMINGTON TRST, KEYCORP NEW, BANK OF HAWAII, CULLEN FROST BK, SYNOVUS FINL CP