Credit report underwriting spurs debate.(personal lines insurance underwriting and rating): An article from: National Underwriter Property & Casualty-Risk & Benefits Management

This digital document is an article from National Underwriter Property & Casualty-Risk & Benefits Management, published by The National Underwriter Company on December 2, 1996. The length of the article is 1390 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

From the supplier: Speakers debated whether or not credit reports should be used for rating and underwriting personal lines insurance, at the Casualty Actuarial Society's Nov 1996 meeting. Allstate Insurance actuary Richard A. Smith showed corporate data indicating a link between bad credit and higher loss ratios among clients. However, consulting economist Birny Birnbaum argued that Smith's approach was too simplified.

Citation Details
Title: Credit report underwriting spurs debate.(personal lines insurance underwriting and rating)
Author: Susanne Sclafane
Publication:National Underwriter Property & Casualty-Risk & Benefits Management (Magazine/Journal)
Date: December 2, 1996
Publisher: The National Underwriter Company
Issue: n49 Page: p6(3)

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