Advanced Credit Scoring

A good credit report is more important to your financial health than any degree earned in college. Your credit report will have an effect on every financial aspect of your life and let me guess, if you completed college, that is sixteen years of school and not once did credit reports or scores even came up. Correct? I got my Degree in Finance with a Minor in Accounting and not one mention of what makes up your credit score. My Irish bricklaying father had to teach me about how important credit is.

I have spent the last twenty years selling credit information to banks, credit unions, and mortgage companies. I have heard every
credit situation and continue to see something new everyday. I will share the history of the three major repositories, from how they started to who owns them now. I will explain what I know about the different scoring models and what strategies I have used for my clients to help build strong credit files. More than ever we are living in a world that makes snap decisions and the quickest way to be dismissed is with a low credit score.

When searching for a job, you want to be the one with the best credit. Even if you have bad credit now, I know how to help you create a credit report that you can be proud of. Our country is in uncharted waters and a good credit report will open doors for you that not all Americans will be welcome to enter through. Start now, read this book, and take the first step toward financial freedom.