Credit Repair and Management: Stop the Pain, Save Yourself, and Free Your Financial Future (Annotated)

- Added unique content
- Added personal perspective from author's experience

Deep in debt? Hounded by creditors? Getting the hard-sell phone calls? Are you considering the late-night commercials by slick-looking companies offering to fix your bad credit, create a new credit identity, and remove negative marks forever?

If so, read this guide first! Compiled from U.S. government documents with added information from the author's own experience, learn what you need to know before handing your money over to one of these companies that may or may not be legit.

This guide gives you the information you need to make informed choices, lets you know what you can do yourself, and provides lists of questions to ask the pros to ensure you don't get taken if you choose outside help.

Credit Repair and Management can save you hours, weeks, and months of pain, and quite possibly thousands of dollars!

Note: This booklet is intended for residents or citizens of the United States as other countries have different credit laws and rights for their citizens.