The sole purpose of this book is to inform you how to buy life insurance to maximize the benefits to you while you are alive and to your beneficiaries later—much later we hope! In doing so you will become an insider and buy the same kind of policies that the smartest insurance executives buy for themselves. You will become a SMART INSIDER!
One of the dirtiest little secrets of the life insurance industry is that there is an alternative to paying full commissions. Why isn’t this common knowledge? Because the life insurance industry is dominated by agents that push full-commission designs and the companies that sell them. Life insurance agents owe their allegiance to their life insurance company—not you.
If you follow the advice in this book, then you can count yourself among the smartest buyers of life insurance in the United States. It is possible to buy life insurance from the top US companies with commissions discounted by as much as 94%.
You know how much your lawyer and accountant charge, so it is high time to know how much you pay your life insurance agent.
Perhaps you can use this book to educate your life insurance agent. If not, we stand ready to serve you.